In the context of ClaimCenter, which of the following is typically related to recovery efforts from third parties?

In the context of ClaimCenter, choosing subrogation as the correct answer reflects an understanding of the recovery process that occurs after a claim has been paid to an insured party. Subrogation refers to the legal right of an insurer to pursue a third party that caused an insurance loss to the insured. After compensating the insured for their loss, the insurer may seek to recover those costs from the at-fault party or their insurance carrier.

This process is essential in managing claims effectively, as it helps insurers recover losses and keep costs manageable. Subrogation typically involves legal means to claim back funds from third parties, making it a crucial element in the claims management process.

Other terms, while related to claims, do not specifically pertain to the recovery aspect associated with third party efforts. Service requests generally refer to requests for assistance or information and do not involve recovery. Exposures relate to potential risks or liabilities that a claim might address but do not directly imply action against third parties. Active claims are simply claims currently being processed or investigated; this term encompasses all stages of a claim but does not specifically denote recovery from third parties. Hence, subrogation is the most precise answer in this context.